Aurora, Colorado Insurance Solutions

As Colorado’s third-largest and most diverse city, Aurora is a dynamic hub of culture, healthcare, and commerce. From the bustling Stanley Marketplace to the innovative Anschutz Medical Campus, Aurora is a city on the move. At The Brokerage Insurance Group, we provide tailored insurance solutions for Aurora residents and businesses, ensuring you have the right coverage for your unique needs.

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30+ Years of Colorado Experience

Insurance Services

As your local independent agent, we offer a full suite of insurance products. Whether you need to protect your home, vehicle, or business, we compare policies from multiple top-rated carriers to find you the best value.

Local Risks in Aurora

Living in Aurora offers a vibrant, multicultural experience, but it also comes with specific risks. From severe Front Range weather to the dangers of commuting on I-225, having the right insurance is critical. We help you navigate these challenges with comprehensive coverage.

Homeowners Insurance (with adequate wildfire coverage)​
Risk CategorySpecific Aurora RiskRecommended Coverage
🌨️ WeatherExtreme Hailstorms: Located in “Hail Alley,” Aurora experiences frequent and severe hailstorms, with over 115 reports in the past year.Comprehensive Auto, Homeowners (with roof replacement cost coverage)
🚗 TrafficI-225 Corridor: The stretch of I-225 through Aurora is one of the deadliest in Colorado, with 19 fatal crashes in a recent 5-year period.Higher Liability Limits, Uninsured/Underinsured Motorist Coverage
🔒 Property CrimeUrban Property Crime: As a large urban center, Aurora faces challenges with property crime, increasing the risk of theft for both homes and businesses.Homeowners/Renters Insurance, Business Property Insurance
🔥 WildfireUrban-Wildland Interface: With 57% of buildings at risk, areas of Aurora bordering open space have a significant wildfire risk, especially during dry conditions.Underinsured Motorist Coverage

Business Insurance in Aurora

Aurora is a major economic engine, home to the Anschutz Medical Campus, Buckley Space Force Base, and thousands of small businesses. We provide essential coverages like General Liability and Workers’ Compensation for this diverse business community. For the many healthcare and life sciences companies in the Fitzsimons Innovation Community, we offer specialized policies to cover unique risks. We also provide robust Commercial Auto policies for businesses with fleets navigating the busy I-70 and I-225 corridors.

Personal Insurance in Aurora

As Colorado’s most diverse city, Aurora is home to a wide range of families and individuals. With a median home value of over $469,000, protecting your investment is key. We craft Homeowners Insurance policies that account for the high risk of hail damage. For the thousands of residents commuting daily, we ensure your Auto Insurance provides more than just the state minimum, offering peace of mind on and off the road.

The Power of Independence

As an independent agency, we work for you, not the insurance companies. We leverage our relationships with over 30 A-rated carriers to shop the market on your behalf, forcing them to compete for your business. This ensures you always get the best possible coverage at the most competitive rate.

Unlike captive agents who can only offer one company’s products, we have the freedom to find the perfect match for your unique situation. Whether you’re an Aurora resident looking for comprehensive homeowners coverage or a local business owner seeking commercial protection, our independence means more options and better value for you.

How We Find the Right Coverage

Our process is simple but thorough. First, we take the time to understand your specific needs, risks, and budget. Then, we leverage our relationships with dozens of top-rated carriers to compare policies side-by-side. We don’t just look at price—we evaluate coverage quality, customer service ratings, and claims handling reputation.

Once we’ve identified the best options, we present them to you with clear explanations of what each policy covers and where the differences lie. There’s no pressure, no confusing jargon—just honest guidance to help you make an informed decision. And once you’re covered, we stay by your side for policy reviews, claims support, and any questions that arise.

Frequently Asked Questions

Due to the extreme hail risk in Aurora, homeowners insurance is often higher than in other parts of the metro area. Expect annual premiums from $3,800 to $6,500+, depending on your home’s age, roof condition, and coverage limits. We shop multiple carriers to find the most competitive rates.

 

Most businesses need General Liability insurance. Specific industries, like healthcare and technology, may have additional requirements. All businesses with employees must carry statutory Workers’ Compensation.
 
While only about 6% of properties have a significant flood risk over 30 years, localized flooding can occur. Standard homeowners policies do not cover flooding; a separate flood insurance policy is required.
 
Bundling your auto and home insurance is the easiest way to save up to 25%. Maintaining a clean driving record, increasing your deductible, and asking about discounts for safety features or low mileage can also significantly reduce your premium.
 
Absolutely. The state minimums are insufficient to cover costs in a serious multi-car accident on a high-speed road like I-225. Higher limits protect your personal assets from being targeted in a lawsuit.

Still Have Questions? Talk to a Colorado Insurance Expert

Licensed Colorado agents. Real answers. No sales pressure.

Get Your Free Aurora Insurance Quote

Ready to find out how much you could save? Let our team of local, independent experts do the heavy lifting. We’ll compare rates from over 30 top insurance carriers to find you the perfect coverage for your life in Aurora, all with zero hassle and zero obligation. Get the peace of mind that comes from knowing you have the right protection at the best possible price.

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