Independent Insurance Broker in Colorado: Centennial & Denver Metro Agents

As your local insurance broker in Colorado, we shop unbiased options from top carriers—saving you time and money while protecting against hailstorms, wildfires, and Denver traffic risks. With 30+ years of expertise, get personalized coverage that fits your life or business.

30+ Years Experience

Licensed Colorado Brokers

Local Experts

Why Colorado Trusts The Brokerage Insurance Group

Choosing an insurance partner is a major decision. Here’s why Colorado families and businesses have trusted us for over 30 years.

Independent Broker Advantage

As independent brokers, we work for you, not the insurance companies. We have access to over 30 A-rated carriers, allowing us to shop the market on your behalf to find the best coverage at the most competitive price. This unbiased approach ensures you get a policy tailored to your needs, not a one-size-fits-all solution from a single carrier.

30+ Years of Colorado Expertise

We’re not just insurance experts; we’re Colorado experts. With over 30 years of combined experience serving the Denver Metro area, we understand the unique risks our community faces—from hailstorms and wildfires to the challenges of I-25. This deep local knowledge allows us to provide proactive, relevant advice that national companies can’t match.

95% Client Retention Rate

Our 95% client retention rate is a testament to our commitment to exceptional service. We don’t just sell policies; we build long-term relationships. Our team provides ongoing support, annual policy reviews, and claims assistance to ensure you’re always protected. This high retention rate is the ultimate measure of client satisfaction and trust.

Our 3-Step Process to Effortless Coverage

We make finding the right insurance simple and transparent. Here’s our straightforward, 3-step process to ensure you get the protection you need without the hassle.

Discovery & Needs Analysis

We start with a conversation, not a sales pitch. We take the time to understand your unique situation, risk exposure, and financial goals. This allows us to identify your specific needs and any potential gaps in your current coverage.

Market Comparison & Recommendation

Next, we leverage our access to over 30 A-rated carriers to shop the market for you. We compare policies, pricing, and coverage options to find the best fit. We then present you with a clear, side-by-side comparison and our professional recommendation.

Implementation & Ongoing Support

Once you’ve made a decision, we handle all the paperwork and ensure a smooth transition. But our service doesn’t stop there. We provide year-round support, including claims assistance and annual policy reviews, to make sure your coverage keeps pace with your life.

Comprehensive Insurance Solutions for Colorado Residents and Businesses

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Personal Insurance

Protect your family and assets with the right coverage.

  • Auto Insurance – Protect your car from accidents, theft, and Colorado weather. Fast quotes, stronger coverage, zero stress.
  • Homeowners Insurance – Secure your home and belongings from fire and storms. Smart protection that helps you recover faster.
  • Life Insurance – Financial safety for your family’s future. Custom plans that fit your goals and budget.
  • Umbrella Insurance – Protect your assets from major claims and lawsuits with an extra layer of liability coverage. Umbrella insurance provides additional protection above your standard auto and homeowners policies, ensuring you’re covered for unexpected, high-cost events

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Business Insurance

Comprehensive protection for Colorado businesses of all sizes.

  • Commercial Auto – Protect business vehicles from accidents and damage. Fast claims and tailored coverage.
  • General Liability – Cover third-party damage and lawsuits. Reliable everyday business protection.
  • Property Insurance – Secure buildings and equipment from fire, storms, and theft. Designed for faster recovery.
  • Workers Compensation – Protect employees with injury and wage support. Quick, low-friction assistance.

What Our Colorado Clients Say

5.0 from 190 Google reviews

Customer Reviews
Gonzo G

Gonzo

3 months ago

Jarrett is a solid stand up guy and I think thats one of the most important things to look for in an agent. Knowing your agent is respectable, that his team will reflect that, and that they're looking out for your best interests is what makes the difference in my opinion. Im down to one asset/liability at the moment, my motorcycle, but I still get treated as if I hold multiple policies with The Brokerage.

Bruce Taylor B

Bruce Taylor

2 months ago

The Brokerage Insurance Group makes handling all of my insurance needs easy to stay on top of. I trust that they are working in my best interest so I have recommended them to my family and friends.

Daniel Cota D

Daniel Cota

2 months ago

Always a pleasure speaking with Ryan and the staff at the Brokerage. Very responsive and professional which isn't seen too often nowadays. Appreciate all the support and quick turnaround on all my requests. Highly recommend the Brokerage to others!

C Dub C

C Dub

2 months ago

Highly recommend Brokerage Insurance Group (BIG) - been using them for almost 6 years and have had nothing but great experiences - including my most recent on with Stacey Gaker. Rob and the gang, keep up the great work!

Navigating Colorado’s Unique Insurance Landscape

Living and working in Colorado presents unique risks that require specialized insurance knowledge. We help our clients navigate these challenges with tailored coverage solutions.

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With our state’s increasing wildfire and hailstorm frequency, standard homeowners policies often fall short. We ensure your policy includes adequate dwelling coverage, extended replacement cost, and specific endorsements for hail damage to protect your home from Colorado’s severe weather.

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From navigating I-25 during rush hour to dealing with icy mountain roads, Colorado drivers face significant risks. We provide comprehensive auto policies that include high liability limits, uninsured/underinsured motorist coverage, and options for teen drivers to ensure you’re protected on the road.

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Colorado’s booming economy brings unique liability challenges for business owners. We help protect your business with tailored general liability, workers’ compensation, and commercial auto policies designed for Colorado’s specific legal and economic environment.

Insurance agency near me? We’re in Centennial.

Common Questions About Insurance Brokers in Colorado

We represent you, shopping multiple carriers for the best fit—unlike captive agents tied to one company.

By comparing A-rated carriers for your specific needs, saving on auto, home, and business policies.

Proximity means fast service and knowledge of state risks like severe weather.

Centennial, Denver Metro, and statewide Colorado.

We evaluate coverage options, pricing, customer service ratings, and financial stability across all major carriers to find the best match for your specific needs.

Have More Questions?

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