Independent Insurance Agents in Colorado: About The Brokerage Insurance Group

Colorado’s independent insurance broker, providing personalized insurance solutions for individuals and businesses with over 30+ combined years of experience. We represent you, not the insurance companies.

Over 30+ Years of Combined Experience

Licensed Colorado Brokers

Local & Independent

Our Story

Founded by Rob Whittet and Jarrett Schinbeckler in July 2019, The Brokerage Insurance Group brings over 30 years of combined experience to Centennial and Denver Metro clients. Early in their careers, Rob and Jarrett built and led agencies that consistently ranked in the top 1 to 3 in their districts, delivering exceptional results for Colorado families and businesses.

Over time, they identified key limitations in traditional agency models—like forcing every customer into a single carrier’s program, often leaving gaps in coverage for local risks such as hailstorms or wildfires. This insight drove them to launch an independent brokerage focused on broader options and informed decisions.

Key Milestones:

  • Comprehensive solutions tailored to each client, rejecting one-size-fits-all approaches.
  • Recognition from carrier partners as agency leaders and brand ambassadors, reflecting steady growth and professionalism.
  • Strong internal culture built by hiring team members who prioritize accuracy, consistency, and customer-focused service.

Today, we continue expanding by helping Colorado clients understand their coverage, providing clear guidance, and delivering solutions that fit real needs—from personal auto in Centennial to business liability statewide.

Jarrett Schinbeckler

Rob Whittet

Why We Became Independent

After years leading top-performing agencies, we saw how captive models restricted choices. As independent brokers in Colorado, we access multiple carriers to shop unbiased options, ensuring competitive rates and protection against state-specific threats like severe weather or operational risks.

Key Facts:

Our Mission

We believe every client deserves more than just a policy—they deserve a plan. That’s why our mission is to understand your needs, goals, and risks, then build coverage that’s not only protective, but proactive.

As independent advisors, we’re not here to push any one provider. We’re here to challenge outdated approaches, leverage every available option, and protect Colorado clients through clarity, choice, and care.

What Drives Us:

Personalized Coverage: Every plan built for your life, business, and budget.

Proactive Risk Planning: Anticipating local threats—hail, fire, legal exposure—before they impact you.

Unbiased Guidance: We work for you, not the carriers.

Client-First Commitment: Every decision, renewal, and call centers on your long-term protection.

What Makes Us Different

🏆

Independent & Unbiased

We don’t work for insurance companies—we work for you. No sales quotas, no pressure to sell specific products. Just honest advice and the best options for your situation.

Access to Top Carriers

We represent dozens of A-rated insurance companies, giving you access to competitive rates and comprehensive coverage options you won’t find with captive agents.

💡

Expert Guidance

With over 30+ combined years of experience, we understand insurance inside and out. We’ll explain your options in plain English and help you make informed decisions.

🤝

Personalized Service

You’re not just a policy number to us. We take time to understand your unique needs, answer your questions, and provide ongoing support throughout your coverage.

Streamlined Process

We handle the shopping, comparing, and paperwork. You get multiple quotes from top carriers without making dozens of phone calls or filling out endless forms.

📍

Local Expertise

As Colorado-based brokers, we understand the unique insurance challenges facing individuals and businesses in our state, from hail damage to workers comp requirements.

👑

Proven Leadership

Founders with 30+ years experience and top district rankings, recognized as carrier ambassadors.

Who We Serve

The Brokerage Insurance Group serves a diverse range of clients across Colorado, from Centennial families to Denver Metro businesses and statewide contractors.

Individuals & Families

Businesses of All Sizes

Our Values

Integrity

We believe in doing the right thing, even when it’s not the most profitable. Our recommendations are based on what’s best for you, not what earns us the highest commission.

Transparency

Insurance can be confusing, but it doesn’t have to be. We explain coverage options, exclusions, and pricing in clear, straightforward language so you can make informed decisions.

Expertise

We stay current on industry changes, carrier offerings, and Colorado regulations to provide you with the most accurate, up-to-date guidance.

Accessibility

When you need help with a claim, have questions about your policy, or want to adjust your coverage, we’re here. You’ll work with real people who know your situation, not automated phone trees.

Long-Term Relationships

We’re not interested in one-time sales. We want to be your insurance partner for life, helping you adapt your coverage as your needs change over the years.

Our Commitment to You

When you work with The Brokerage Insurance Group, you can expect:

🎯 Personalized Attention

We take time to understand your unique situation, risk factors, and budget before recommending coverage.

📊 Multiple Options

We’ll present you with quotes from multiple carriers so you can compare and choose the best fit.

💬 Clear Explanations

We’ll walk you through each policy option, explaining what’s covered, what’s excluded, and why we recommend certain coverages.

🤝 Ongoing Support

Our relationship doesn’t end when you sign the policy. We’re here for policy changes, claims assistance, and annual reviews.

⚡ Proactive Service

We’ll reach out before your renewal to ensure you’re still getting the best rates and coverage available.

🛡️ Claims Advocacy

If you need to file a claim, we’ll guide you through the process and advocate on your behalf with the insurance company.

What Clients Say

⭐⭐⭐⭐⭐

“The Brokerage Insurance Group found us better coverage at lower rates—great local service!”

 – John D., Denver Business Owner, November 2025.

⭐⭐⭐⭐⭐

“Proactive advice on our home policy saved us during a hail claim. Highly recommend!”

– Sarah M., Centennial Resident, October 2025.

⭐⭐⭐⭐⭐

“Unbiased options from multiple carriers made switching easy for our family.”

– Mike T., Aurora Client, September 2025.

⭐⭐⭐⭐⭐

“Excellent team support for business liability—transparent and reliable.”

– Lisa K., Englewood Entrepreneur, August 2025.

Colorado Insurance Expertise

As a Colorado-based brokerage, we understand the unique insurance challenges facing residents and businesses in our state:

Hail Damage

Colorado experiences frequent hail storms. We help homeowners and business owners secure adequate property coverage and navigate claims.

Wildfire Risk

With increasing wildfire activity, we ensure properties in high-risk areas have proper coverage and mitigation strategies.

Workers Comp Requirements

Colorado has specific workers compensation requirements. We help businesses stay compliant while controlling costs.

Commercial Auto

Colorado’s diverse terrain and weather conditions require specialized commercial auto coverage. We ensure your business vehicles are properly protected.

Frequently Asked Questions About Our Agency

An independent insurance broker represents you, the client, rather than a single insurance company. We shop multiple carriers to find tailored coverage options that fit your needs and budget, ensuring unbiased recommendations.

Captive agents sell policies from one carrier, limiting options. As independent brokers in Centennial, CO, we access dozens of A-rated carriers, providing competitive rates and comprehensive plans without loyalty to any single provider.

Independent brokers like us understand local risks, such as hailstorms and wildfires, and offer flexible solutions for Denver Metro families and businesses. Our 30+ years of experience ensure proactive, personalized service that captive agents can’t match.

We start with a detailed needs assessment, comparing carriers to build strategies that address your unique situation—whether personal auto coverage or business liability. This avoids one-size-fits-all plans and anticipates Colorado-specific challenges.

We primarily serve Centennial, Denver Metro, and statewide Colorado, with in-person and virtual options from our office at 6300 S Syracuse Way, Suite 270, Centennial, CO 80111.

Still Have Questions?

Ready to Experience the Independent Broker Difference?

Let us show you how working with an independent broker can save you money and give you better coverage. Get a free, no-obligation quote today.

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